Fund growth
Put capital toward expansion, inventory, hiring, or another defined business priority.
Start a conversation Equipment Sale-Leaseback
Turn equipment equity into working capital.
An equipment Sale-Leaseback can unlock liquidity from assets your business already owns—without interrupting their day-to-day use.
The strategy
Access capital already invested in your operation.
In a Sale-Leaseback transaction, a business sells eligible equipment to a financing source and leases it back. The business receives proceeds from the sale and continues using the equipment under the lease.
IAM Finance Group helps you evaluate whether the strategy fits the broader objective, present the opportunity clearly, and coordinate with an appropriate lending relationship.
Why businesses consider it
Liquidity with a purpose.
The value is not simply accessing cash. It is aligning that capital with a specific operating or strategic need.
Strengthen liquidity
Convert value held in productive equipment into capital available for the business.
Support a transition
Create financial flexibility around an acquisition, ownership change, or operating milestone.
A practical fit
Designed around established businesses and productive assets.
Sale-Leasebacks are generally most relevant when a business owns identifiable equipment with remaining useful life and has a clear plan for the capital. Every opportunity is evaluated on its own facts.
What typically mattersEquipment type, condition and valueOwnership and any existing liensBusiness financial profile and cash flowUse of proceeds and transaction timing
Equipment examples
01Construction and industrial machinery
02Commercial fleets and delivery vehicles
03Warehouse and material-handling systems
04Manufacturing and production equipment
05Beverage processing, canning and bottling lines
06HVAC, elevators and other commercial building systems
Our advisory process
From objective to execution.
A disciplined process helps surface important questions early and keeps the opportunity moving with clarity.
- 01
Understand
We discuss the objective, timing, equipment, ownership, and intended use of funds.
- 02
Assess
We organize the opportunity and consider asset eligibility, financial profile, and overall fit.
- 03
Structure
We help evaluate a proposed transaction in the context of cash flow and business priorities.
- 04
Coordinate
We keep information, communication, and next steps moving through review and closing.
Important considerations
A Sale-Leaseback is a strategy—not a one-size-fits-all product.
The economics should be considered alongside the use of funds, lease obligations, tax and accounting treatment, and other available financing paths.
IAM Finance Group provides commercial finance guidance and transaction coordination. Businesses should consult their own legal, tax, and accounting advisors regarding their specific circumstances.
Start a conversation
Could your equipment support the next move?
Tell us what equipment the business owns and what you want the capital to accomplish. We’ll use the initial conversation to assess whether a Sale-Leaseback may be worth exploring.
Confidential initial conversation. No sensitive documents required.